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Mathari is a next-generation digital currency designed for long-term value, fairness, and community-powered growth. Unlike traditional crypto models that rely on energy-intensive mining or short-term speculative gains, Mathari introduces a new concept: planting. By aligning its core mechanics with natural growth, Mathari becomes more than a currency — it becomes a sustainable economy rooted in everyday participation.
This whitepaper outlines the economic, technological, and philosophical principles behind Mathari. It is intended for builders, thinkers, partners, and pioneers who want to understand not only what Mathari is, but why it exists — and how it works.
Mathari has a fixed maximum supply of 10 billion coins. This cap is non-negotiable and enforces long-term scarcity. New tokens are not mined or issued arbitrarily, but planted through consistent user activity inside the official Mathari app.
The planting rate is intentionally designed to decline as the network grows, mimicking natural scarcity. The formula is simple:
R(t) = R₀ × (1 / 2)^M
Where R₀ is the initial planting rate (e.g. 1 Mathari per hour), and M is the number of community milestones reached. Each milestone halves the rate, rewarding early participation while maintaining value for later adopters.
To encourage organic growth, users can refer others. Each successful referral temporarily increases the planter’s rate:
B = R(t) × (1 + 0.1 × I)
Where I is the number of verified referrals. This bonus is capped at 1.5× to ensure fairness and prevent abuse.
Mathari does not rely on expensive hardware or complex wallets to distribute tokens. Every user receives a base planting rate simply by checking in once per day via the mobile app. The longer you stay active, the more you earn.
As the user base expands, milestone thresholds are met, triggering planting rate reductions for all users. This keeps distribution fair and transparent, while reinforcing the importance of early community building.
Unlike most cryptocurrencies, Mathari doesn’t extract value from users — it reinvests it. The project is funded through ethical, minimal in-app advertising. This ad revenue is divided into three core allocations:
These buybacks occur automatically at set intervals and are designed to reduce market volatility, stabilize price, and reward long-term planters. They also allow Mathari to remain free to use while still creating real value for its holders.
Mathari is built using the Cosmos SDK — a powerful, modular blockchain framework that supports scalability, customization, and sovereignty. This foundation allows us to develop features such as planting logic, referral boosts, and buyback modules without being constrained by third-party infrastructure like Ethereum or Solana.
Our planting app integrates directly with the chain and will eventually support in-app wallets, token delegation, and user-level analytics to improve transparency and usability.
Mathari follows a multi-phase development path, beginning with blockchain deployment and community onboarding, and expanding into app development, monetization, and ecosystem utility. The full path is detailed on our Growth Path page and is also outlined in this document.
Mathari is not just a currency — it’s a tool. Our long-term goal is to integrate Mathari into digital economies including games, online marketplaces, virtual worlds, and physical stores. By becoming a currency with purpose, Mathari creates consistent demand and relevance far beyond speculation.
Future ecosystem development will include APIs, SDKs, and grants to support community-led projects using Mathari. We will also work to forge partnerships in digital entertainment, creator platforms, and mission-driven commerce networks.
Mathari is built on a simple truth: value comes from people, not hype. By focusing on accessibility, transparency, and utility, we believe Mathari can become a foundation for the next chapter of financial technology — one that includes everyone.
We invite you to plant, participate, and help grow a new kind of currency. One that’s not mined or farmed, but cultivated with time, trust, and purpose.